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Terms and Conditions


As at 8 February 2013

The website at www.wealthwithininstitute.com.au and its sub-domains (Website) is owned and operated by Wealth Within Institute Pty Ltd ABN 12 116 394 837, RTO No: 21917.

By accessing or using the Website or any products, services or materials available on the Website you agree to abide by these terms and conditions. You acknowledge and agree that Wealth Within may amend these terms and conditions from time to time without notice to you. By continuing to use the Website, products, services or materials you accept and are bound by these terms and conditions as they apply from time to time.

Access and Use of Website, Products, Services and Materials

You acknowledge that your ability to access and use the Website, products and services available on the Website, and their related materials will differ depending on the type of product or service purchased by you. For the purposes of this agreement, a purchased product is a Product, a purchased service is a Service, and materials provided in conjunction with a purchased product or services are Materials.

You may access and use the Product, Service and/or Materials for the subscription period agreed by you and Wealth Within at the time of purchasing that Product, Service or Materials. You are unable to extend or suspend this subscription period and Wealth Within will not enter into any correspondence or discussion regarding any such extension or suspension.

You acknowledge that your access and use of the Website, Product, Service or Materials is subject to Wealth Within receiving all fees payable by you in relation to the Website, Product, Service and Materials, and your ongoing compliance with these terms and conditions.

You must only access and/or use the Website, Product, Service and Materials for your own personal individual use. You must only use the Website, Product, Service and Materials in the manner specified and for the purpose for which it is intended.

You must abide by all other applicable terms and conditions relating to the Website, Product, Service or Materials and your access or use of the Website, Product, Service and Materials.

You must keep all information contained in the Product, Service and Materials strictly confidential and not disclose it to any other person.

You agree that your access to or use of the Website, Product, Service or Materials does not confer any rights to you in relation to the Website, Product, Service or Materials and you must not licence, sell, transfer, vary, part with possession of, use or otherwise deal with the Website, Product, Service or Materials except as permitted under these terms and conditions.

You must not interfere with or disrupt other users of the Website, Products, Services or Materials. You must not manipulate any of the information in the Website, Products, Services or Materials.

You must not decompile, copy, alter, modify, reproduce, publish, adapt, create a derivative work of, reverse engineer, de-code, interfere with, or in any way disassemble or otherwise use, the Website, Products, Services, Materials or any part of the Website, Products, Services or Materials.

General Financial Advice

You acknowledge that the information provided by Wealth Within in the Website, Product, Service and Materials is intended for general use only and does not take into account your investment objectives, financial situation or advisory needs, nor does the information provided constitute investment advice. Under no circumstances should investments be based solely on the information contained in the Website, Product, Services or Materials.

The information in the Website, Products, Services and Materials is intended only to provide general investment advice. It is not intended to be, nor should it be, relied upon as a substitute for financial or other professional advice.

You should seek financial or other professional advice before acting or relying on any of the information in the Website, Products, Services and Materials. Your use of the Website, Products, Services or Materials is not intended to, and does not, create a financial adviser and client relationship between you and Wealth Within.

Wealth Within and its representatives and officers will not accept liability for any loss, damage, or expense incurred or suffered by you if you rely on any information provided by Wealth Within in the Website, Product, Service or Materials when making investment decisions. 

Usernames and Passwords

You must change your username and password upon gaining access to any of the Products, Services or Materials.

You must keep your username and password strictly confidential and not disclose it to any other person.

You acknowledge and agree that Wealth Within may amend at any time, your username, password and other security procedures for accessing and using the Website, Product, Service and Materials.

You must not allow any other person to access and/or use the Website, Product, Service or Materials using your username and/or password. Where Wealth Within identifies that you have disclosed your Username and Password to other persons to access the Website, Product, Service or Materials, any refund due to you as specified in the refund policy will become null and void. Further, you acknowledge that Wealth Within reserves the right to terminate access and/or use of the website for breaching this agreement.

In the absence of notice from you that the confidentiality of your username and password has been compromised, Wealth Within will be entitled to construe all activity in relation to the Website, Product, Service or Materials using that username and password as being for and on behalf of you, and you agree to pay all fees so incurred and to take responsibility for all actions of persons using your username and password.

Fees

You acknowledge and agree that the fee in respect of accessing and/or using the Product, Service and Materials is payment for the grant to you of the right to access and/or use the Product, Service and Materials, as the case may be, irrespective of the period of time you have access and use of the Product, Service or Materials. The fee will not be refundable except as otherwise specifically stated in the Website, Product, Service or Materials.

Intellectual Property Rights

You acknowledge that Wealth Within owns all the right, title and interest in the Website, Products, Services and Materials and in the intellectual property rights (including but not limited to the copyright, ideas, concepts, know-how and trade marks) in the Website, Products, Services and Materials and all related source code, content and artwork. You must not use Wealth Within s intellectual property rights in any way whatsoever.

Termination

Wealth Within may immediately terminate your access and/or use of the Website, Product, Service and/or Materials if you are in breach of any of these terms and conditions or if Wealth Within ceases to offer that Website, Product, Service and/or Materials. These terms and conditions will continue to operate until terminated by Wealth Within.

Liability

You acknowledge and agree that Wealth Within's liability is limited to providing access to and use of the Website, Product, Service and Materials, as the case may be. Wealth Within will not be liable to you for any loss, damage (including any remote, indirect, consequential or incidental loss or damage) suffered by you in accessing or using the Website, Products, Services or Materials.

The information in the Website, Products, Services and Materials is liable to change at any time.

Wealth Within has endeavored to ensure the reliability of the views and recommendations in the Website, Product, Service and Materials. However any use and/or reliance on the Website, Products, Services and Materials, is at your own risk. Wealth Within will not be liable for any loss, damage or expense incurred or suffered by you as a result of any action or omission made by you based on or relating to any information or recommendation provided in the Website, Product, Service or Materials.

Wealth Within, third parties who have contributed to the Website, Products, Services or Materials and third parties mentioned in the Website, Products, Services or Materials will not be liable for any loss or damage suffered (including, but not limited to, incidental and consequential damages, loss of profits or damages) in connection with or resulting from the receipt of, or reliance on any information in the Website, Products, Services or the Materials or the use and/or access of, or inability to use and/or access, the Website, Products, Services or Materials.

You acknowledge that access and use of the Website, Products, Services and/or Materials may not be continuous or uninterrupted. You acknowledge that you may from time to time have difficulty or inability accessing and/or using some or all of the Website, Products, Services or Materials due to factors outside Wealth Within's control (including but not limited to internet and telecommunications traffic and technical difficulties), and maintenance, repair and updating of the Website, Products, Services and/or Materials. You agree that you will not hold Wealth Within liable for any loss or damage suffered by you arising from or related to any difficulties, interruptions, inability, failure or delay, in providing access and/or use of the Website, Products, Services or Materials.

Wealth Within does not warrant that the Website, Products, Services, Materials or its servers will operate free from any computer viruses or other harmful code. If your access and/or use of the Website, Products, Services or Materials, or if receipt of any information from the Website, Products, Services or Materials results in the transmission of any computer virus, Wealth Within will not be liable for any loss or damage suffered (including, but not limited to, consequential damages, loss of profits or damages) in connection with or resulting from such access and/or use.

It is your responsibility to carry out an appropriate virus check to ensure that the Website, Products, Services and Materials are free from viruses and other harmful code before accessing and/or using the Website, Products, Services and Materials.

Wealth Within is not obliged to put in place any substitute or alternative system should there be a failure or delay in the provision of the Website, Product, Service or Materials.

Privacy

You must abide by Wealth Within's Privacy Policy. You must ensure that all information provided to Wealth Within is accurate, complete and up to date at all times.

Hyperlinks

The Website, Products, Services and Materials may contain hyperlinks to other websites owned and operated by third parties (Linked Sites). The Linked Sites are not under the control of Wealth Within and Wealth Within is not responsible for, nor does it necessarily sponsor, endorse or approve any information or any hyperlink contained on Linked Sites. Any linking to Linked Sites is at your own risk.

Wealth Within makes no warranties or representations regarding the quality, accuracy, reliability, completeness, timeliness, merchantability or fitness for purpose of any or all of the information on the Linked Sites.

Wealth Within is not a party to any transaction between you and the owners or operators of the Linked Sites. Your use of and access to a Linked Site is subject to the terms of use of that site in addition to these terms and conditions.

General

You may not assign any of your rights or obligations under these terms and conditions without Wealth Within's prior written consent.

These terms and conditions are governed by and will be construed according to the laws of Victoria, Australia.

Wealth Within reserves the right to amend or change these terms and conditions at any time without notice.

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